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The Cottonport Bank
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Lower down payment option than FHA
Flexible sources of funds for down payment
Mortgage Insurance is able to be canceled after a certain period of time
Low Fixed Rate
Please contact Michelle Hotard to explore this option.
Fixed rate conventional loans
In-house local mortgages to fit a variety of needs
Low down payment options available
Primary residence, second home, investment property mortgages available
Ready to build the home you have been dreaming of? We can make that happen! Construction Loans are lines of credit that are set up on an interest only monthly payment. These payments increase as your balance increases preparing you for the mortgage payment on your permanent financing. Our team has the experience to make the building process as painless as possible and can offer you competitive rates and terms on construction financing.
Call your local loan officer to find out more information on making your dream a reality.
Did you find the perfect location to build your dream home? We can help make that dream a reality! We offer lot/land loans with competitive rates and no pre-payment penalties.
Call your local loan officer for rates and available terms.
Looking to increase the value of your home? Look no further! We offer home improvement and home equity loans to help you achieve this goal. A home equity loan, or home equity line of credit (HELOC) is a variable rate line of credit that uses your primary residence as collateral for the debt.
Please contact your local loan officer to explore this option.
Your privacy is very important to us.We would like to advise you that Internet email is not secure. Please do not submit any information that you consider confidential. We recommend you do not include your social security or account number or other specific identifying information.
You are leaving The Cottonport Bank's website and linking to a third party site. Please be advised that you will then link to a website hosted by another party, where you will no longer be subject to, or under the protection of, the privacy and security policies of The Cottonport Bank. We recommend that you review and evaluate the privacy and security policies of the site that you are entering. The Cottonport Bank assumes no liability for the content, information, security, policies or transactions provided by these other sites.