Main

Personal Checking Accounts

Checking Account Type	Home Town Checking	Cash Back Checking^fees	Golden Account for ages 62 & over ^fees	Money Market (Interest Bearing**)	NOW Account (Interest Bearing**)
Minimum deposit to open account	$100	$100	$100	$2,500	$1,000
Minimum daily balance to avoid fees ^fees	$800	NONE	$800	$2,500	$1,000
Other fees ^fees	$5 ^fees	$0.10 ^fees	$3 ^fees	$10 ^fees	$10 ^fees
Unlimited check writing	YES	YES	YES	NO	YES
Interest ^fees	NONE	NONE	NONE	YES ^fees	YES ^fees
Internet banking charge	NONE	NONE	NONE	NONE	NONE
Mobile banking charge	NONE	NONE	NONE	NONE	NONE
Bill Pay ^fees	Available ^fees	Available ^fees	Available ^fees	N/A	Available ^fees
EStatement fees ^fees	NONE	NONE^fees	NONE	NONE	NONE
Initial Debit card charge ^fees	NONE	NONE	NONE	NONE	NONE
NSF Represented Items (per item)	$34	$34	$34	$34	$34