Fees
Main

Fees

Account Research per hour………………………………………………………… $20.00
Research Copy per item……………………………………………………………….. $1.00
Check Printing* ……………………………………………………………………………Varies
Temporary Checks ………………………………………………………………$.50/ check
Collection per item (plus charges from other banks)…………….…….$20.00
Responding to Legal Process** …………………………………………………..$35.00
Inquiry at Cottonport Bank ATM**…………………………….…………..no charge
Transaction at Cottonport Bank ATM**…………………………….…..no charge
Inquiry at Non-Cottonport Bank ATM***……………………………….see below
Transaction at Non Cottonport Bank ATM***……………………....……..$1.00
Returned Item Fee****……………………………………………………………….$34.00
Overdraft paid item fee****……………………………………………………….$34.00
Replacement of Lost Debit/ATM Card………………………………….$10.00/card
Stop Payment………………………………………………………………………………$25.00
Account History Printout…………………………….…………………………………$2.00
Statement Reproduction per Copy………………………………………………..$2.00
Check Reproduction per page……………………………..………………………..$1.00
Telephone Transfer of Funds…………………………….…$1.50 per Transaction
Money Orders/Cashiers Checks-Customer…………………………………….$4.00
Wire Transfer Fee (per item)………………………………..………Incoming $15.00
Wire Transfer Fee (per item)………………………………………..Outgoing $25.00
Levies/ Garnishments Each………………………………………………………….$25.00
International Wires per item……………………………………………………….$50.00
Faxes—incoming/outgoing per page……………………..………………………$2.00
Bill Pay (monthly after the first 3 months)……………………………………….$3.00
(No monthly fee the first 3 month, thereafter the monthly fee allows you to process 10 transactions per statement cycle. If you process more than 10 you will be charged $0.30 for each transaction per item in excess of the 10 transactions) (Monthly fee excludes Cashback Checking Accounts)
*Fee depends on style and quality of checks ordered
** Fee may vary depending on type of legal process
***Certain contracted locations will assess a fee for cash withdrawals; notification of this fee will appear on the screen prior to the completion of the cash withdrawal. When you use an ATM not owned by us, you may be charged a fee by the ATM operator. You may be charged a fee for a balance inquiry even if you do not complete the transaction.
****This fee applies to overdrafts created by check, in-person withdrawal, ATM withdrawal, or other electronic means. Our account charges are subject to change without notice. You may verify current account charges by calling 318-964-2385.